Workers' Compensation Insurance in Easley, SC
Protect Your Employees and Your Business
Understanding Workers' Compensation Insurance
Accidents happen, and when they do, workers' compensation insurance provides medical coverage and wage replacement for employees injured on the job. It also protects employers from lawsuits related to workplace injuries. If your business has employees, South Carolina law requires workers' compensation insurance—and Cornerstone Insurance makes it easy to find the right policy.
Key Features of Workers' Compensation Insurance
01.
Medical Expenses Coverage
Covers hospital visits, surgeries, prescriptions, and rehabilitation for work-related injuries.
02.
Wage Replacement Benefits
Provides partial lost wages for employees recovering from workplace injuries.
03.
Employer Liability Protection
Protects your business from lawsuits related to workplace injuries.
04.
Disability & Death Benefits
Provides financial support for employees with long-term disabilities or fatal workplace accidents.
Who Needs Workers' Compensation Insurance?
- Businesses with Employees – Required by South Carolina law for most businesses with employees.
- Construction & High-Risk Industries – Crucial for contractors, manufacturers, and industrial businesses.
- Retail, Hospitality & Office-Based Companies
– Coverage for slips, falls, and repetitive motion injuries.
Not sure if your business needs workers' compensation? Call 864-220-2781 today!
Get a Free Workers' Compensation Insurance Quote Today!
Keep your employees protected and your business compliant with the right workers' compensation insurance policy.
Frequently Asked Questions
Is workers' compensation required in South Carolina?
Yes, most businesses with four or more employees are legally required to have workers' comp insurance.
What happens if I don’t have workers' compensation coverage?
Failure to carry coverage can result in fines, lawsuits, and state penalties.
Does workers' comp cover all workplace injuries?
It covers most job-related injuries and illnesses, but self-inflicted injuries or those caused by intoxication may not be covered.
How much does workers' compensation cost?
Rates depend on your industry, payroll, and claims history—we’ll help you find an affordable policy.
Can independent contractors get workers' compensation?
Independent Contractors may be required to carry worker's comp coverage depending on who they are doing contract work for.
Still have questions? Contact us today and let’s get you covered!