Medicare Insurance in Easley, SC
Find the Right Medicare Plan for You
Navigating Medicare Made Simple
Choosing the right Medicare plan can feel overwhelming, but you don’t have to go through it alone. At Cornerstone Insurance, we specialize in helping individuals in South Carolina and surrounding states find Medicare plans that fit their health needs and budget.
01.
Medicare Part A (Hospital Insurance)
Covers hospital stays, skilled nursing care, hospice, and some home health care services.
02.
Medicare Part B (Medical Insurance)
Covers doctor visits, outpatient care, preventive services, and durable medical equipment.
03.
Medicare Part C (Medicare Advantage)
Combines Parts A & B into a private insurance plan, often including prescription drug coverage (Part D), dental, vision, and wellness benefits.
04.
Medicare Part D (Prescription Drug Coverage)
Helps cover the cost of prescription medications.
05.
Medicare Supplement (Medigap)
Helps pay for out-of-pocket costs like deductibles, copayments, and coinsurance that Original Medicare doesn’t cover.
Who Is Eligible for Medicare?
Most people qualify for Medicare at age 65 if they or their spouse have paid into Social Security for at least 10 years. You may also be eligible und
er age 65 if you have certain disabilities or End-Stage Renal Disease (ESRD).
Enrollment periods can be confusing, so we help you navigate Initial Enrollment, Special Enrollment, and Open Enrollment Periods to ensure you don’t miss important deadlines.
How Much Does Medicare Cost?
Medigap (Supplemental Insurance)
Costs depend on coverage level and provider.
Get the Medicare Coverage You Deserve
Understanding Medicare can be complicated, but we make it simple. At Cornerstone Insurance, we take the guesswork out of Medicare enrollment and help you find a plan that fits your health needs and budget. As an independent agency, we compare plans from multiple providers to ensure you get the best coverage at the best price.
Frequently Asked Questions
When should I enroll in Medicare?
You can enroll in Medicare starting three months before you turn 65, during the Initial Enrollment Period (IEP). If you miss it, you can sign up during the General Enrollment Period (Jan 1 - Mar 31) or a Special Enrollment Period (SEP) if you qualify.
Can I keep my doctor with Medicare?
If you choose Original Medicare (Parts A & B), you can see any doctor who accepts Medicare. If you enroll in a Medicare Advantage plan, you may need to use doctors within the plan’s network.
What happens if I don’t enroll in Medicare on time?
If you miss your Initial Enrollment Period, you could face late penalties for Part B and Part D, which increase the longer you wait to sign up.
Does Medicare cover prescriptions, dental, and vision?
Original Medicare does NOT cover routine dental, vision, or hearing care, but Medicare Advantage plans often do. You can also enroll in Medicare Part D for prescription coverage.
What does commercial auto insurance not cover?
It typically does not cover personal use of business vehicles, employee personal vehicles (unless covered under HNOA), or intentional damage. We’ll help you understand exactly what’s covered under your policy.