Commercial Umbrella Insurance in Easley, SC
Extra Protection When Your Business Needs It Most
Understanding Commercial Umbrella Insurance
Even the best business insurance policies have limits. Commercial umbrella insurance provides additional liability coverage when a claim exceeds your primary policy’s limits. It helps protect your business from large lawsuits, legal costs, and unexpected claims that could otherwise jeopardize your financial security. At Cornerstone Insurance, we help businesses in Easley, SC secure affordable umbrella insurance for added peace of mind.
Key Features of Commercial Umbrella Insurance
01.
Additional Liability Coverage
Extends your general liability, commercial auto, and employer liability policies beyond their standard limits.
02.
Protection Against Large Lawsuits
Covers legal fees, medical expenses, and settlements from major claims.
03.
Coverage for Multiple Policies
Enhances general liability, auto liability, and workers’ compensation liability under one policy.
04.
Business Asset Protection
Safeguards your company’s finances, reputation, and future operations.
Who Needs Commercial Umbrella Insurance?
- Businesses with High Liability Risks – Retail stores, restaurants, and service businesses with public interactions.
- Companies with Employees – Extra protection for workplace injuries or lawsuits.
- Businesses with Vehicles – Ensures higher coverage limits for commercial auto claims.
- Property Owners & Contractors – Covers large-scale liability claims
in high-risk industries.
Not sure if your business needs umbrella insurance? Call 864-220-2781 today!
Get a Free Commercial Umbrella Insurance Quote Today!
If your business faces
high liability risks, commercial umbrella insurance
adds an extra layer of protection to keep you covered.
Frequently Asked Questions
How does commercial umbrella insurance work?
It provides extra coverage when a claim exceeds the limits of your existing liability policies.
What does commercial umbrella insurance cover?
It covers lawsuits, bodily injuries, property damage, and legal fees beyond your standard insurance limits.
Do small businesses need umbrella insurance?
Yes! Any business facing public exposure, employees, or large liability risks can benefit.
Does umbrella insurance cover employee lawsuits?
It can extend employer liability coverage, but employment practices liability insurance (EPLI) may also be needed.
How much commercial umbrella insurance do I need?
It depends on your industry, business size, and existing policy limits—we’ll help you decide!
Still have questions? Contact us today and let’s get you covered!